Did you know?
Real happiness is when you marry a girl for love and find out later she has money.

January 18, 2008

From Two Incomes to Frugal Living


Many families start living a frugal lifestyle because one partner wants to stay at home with the kids.  If you are going from a two-income household to one, you may be afraid of what all has to be done to live frugally.  Below are several steps you can take to make the transition easier.

1. Start with cutting down your debt. Credit cards have to go. They are way too tempting to have around when you are trying to cut back on spending. Cutting your debt is the easiest way to find extra money in your budget. It will take a while, but is worth it.

2. Look at what is necessary. For example, do you really need to pay a water service for a water softener when they are relatively cheap through a home improvement store? For less than one year’s rental on a softener unit, you can purchase one and cut the rental from your monthly bills.

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Filed under: My Finances — brigid @ 10:07 am Comments (6)

Looking Like a Million on a Budget


Dressing well does not have to cost a fortune. If you take a little time to plan your needs and treat your wardrobe like the investment that it is, you can make a little go a long way. You can also look like you spend a lot of money on your clothes when all you are really doing is combining a few well-chosen, high-quality pieces. Below are several ways you can be frugal and still look like a million bucks.

*Take an inventory of your closet and make a list of things you need. Buying from a list will keep you focused and curb impulse buying.

*Buy the best quality of clothes that you can afford. They’ll last longer, wear better, and ultimately, save you more money than buying inferior-quality pieces.

*Buy classic styles. These will stand the test of time and not date you as easily as buying into trends.

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Filed under: My Finances — brigid @ 10:06 am Comments (0)

Got cable!?


With the way things look in the cable, internet, and phone industry, we can’t just sit back and watch these companies outwit each other.  This is definitely the time for us customers to take this advantage and get the best deals from companies offering the type of services.  If you try to browse through the internet you will be amazed of how many great deals you can get from tons of different sites that offer the same services.  The smartest and cheapest way to choose a bargain is those that offer bundled services instead of getting a single service like phone subscriptions only. 

If you are on a strict budget, you can still find a deal that enables you to get internet, phone and Cable in one bundle with Comcast Cable Deals.  Choose from different Comcast Cable Offers and save much on your monthly payments unlike getting separate subscriptions for each service.  Comcast Cable TV, phone service and Internet is your best bet to get a bang for buck deal. 

For the TV fanatics, Comcast Cable TV has all their channels in digital format so you won’t have to worry about the picture quality.  Apart from that, its telephone service is also digitized to deliver clearer sound from both ends of the line.

Filed under: My Finances — brigid @ 10:00 am Comments (1)

Six Traits of the Frugal Shopper


A frugal shopper has skills that help him or her gain benefit of the money-saving opportunities in life. Below I have listed several traits found in frugal shoppers.  By incorporating these into your life, you too can become a frugal shopper.

1. A frugal shopper studies other people. There are probably people near you living a good life on half of what you make. Learn how others do things, so you’ll know your options.

2. Frugality requires knowledge of values. It’s hard to get a huge deal on a car if you don’t recognize what a big deal is. Start enlightening yourself on prices, especially before you’re ready to buy anything that costs a lot.

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Filed under: Uncategorized, My Finances — brigid @ 8:43 am Comments (1)

Frugal Cleaning Products


One of the best places to save money is on cleaning products.  Here are a few recipes that are extremely economical, yet work fantastically!
 
Note: Make sure to label all your homemade cleaning products, and keep them away from pets and children.
 
WINDOW CLEANER
1/4 - 1/2 teaspoon liquid detergent
3 tablespoons vinegar
2 cups water
spray bottle

Put all the ingredients into a spray bottle, shake it up a bit, and use as you would a commercial brand. The soap in this recipe is important. It cuts the wax residue from the commercial brands you might have used in the past.

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Filed under: My Finances — brigid @ 8:40 am Comments (0)

Made by parents.. for parents!!


When it comes to parenting and babies, trust Tommee Tippee to take care of all your baby needs and parenting concerns.

With almost fifty years of experience and a plethora of products available, Tommee Tippee has so much to offer to parents so parents in turn can give so much more to their babies. To ensure that each product delivers premium quality and lasting benefit for both the baby and parent, the people behind Tommee Tippee have been continuously working with professionals and experts in different fields including parents, most importantly. 

Parents can find this road to raising a baby more exciting and enjoyable with Tommee Tippee’s most innovate and high quality products. Tommee Tippee offers a wide range of products that are categorized into different activities for raising a baby such as baby feeding, with sterilizing products, teats, baby feeding bottle and other baby accessories.  

Other products include those for soothing, baby changing, playtime, resting and weaning. They also offer up to date advice on baby development such as proper breastfeeding or bottle feeding information straight from the experts. By learning how to bring up a baby the Tommee Tippee way, you can expect to get the best out for you and your baby in the months to come.
 
Now you know why Tommee Tippee is, indeed, loved by babies and recommended by parents, too.

Filed under: General — brigid @ 8:13 am Comments (3)

Frugal Rules


Frugal living is something that you undertake for the long haul.  It isn’t something you can pick and choose to do one day and not the next-that is, not if you expect to see progress toward your goal. You do have a goal, don’t you? If not, read the final tip here first.  Below are several things you need to keep in mind if you are considering a frugal lifestyle.
1. Not every frugal idea is workable for everyone.

There is a balance between frugality and time that is unique for each person. Some people have time to grind their own wheat into flour and make their own pasta from scratch. Some people only have the time to do simple things.  You don’t have to use every idea you hear about.

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Filed under: My Finances — brigid @ 6:37 am Comments (0)

Do Your Homework


There are lots of ways to save money, no matter how much of it you have - or don’t have. All you need to know is where to look to find the savings.

The first thing you need to do is eliminate ALL of your unnecessary expenses such as eating out on the weekends, buying lunch at work every day subscribing to magazines and newspapers and cable television.

It’s OK to reward yourself once in a while, but if you are really looking to live frugally, you owe it to yourself to save every single penny you can!

To find other ways to reduce your expenses, take a close look at your checkbook and credit card statements. You should also call your credit card companies to see if they will lower your interest rates.

You’ll be amazed at how many ways you can save money, especially once you start looking carefully at how you spend your money every month.

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Filed under: My Finances — brigid @ 6:26 am Comments (1)

January 16, 2008

Were your Christmas lights a dud?


Was your Christmas display a dud this year?  Sometimes it’s hard to get all of the right Christmas Lights together without breaking the budget or spending hours and hours visiting different stores to get the right lights.   The easy solution to make sure that you don’t have a repeat for next year is to get organized and start thinking about it now.  It’s so easy to get caught up in the rest of Christmas that there is no time to even think about lights when the time comes!  Why not think ahead and get your lights sorted out now?  You can get great deals online at 1000bulbs.com.

1000bulbs.com has a great selection of LED Christmas Lights.  Net lights make decorating shrubs and trees really easy.. just throw them on and light them up for a great green display.  There is a huge range of different lights, like grapes, tools and the more traditional icicles and christmas rope lights.

Check them out, you might just find that you get the Christmas Spirit all over again!!

Filed under: My Finances, Just for Fun — brigid @ 2:19 am Comments (0)

Frugal and Safer Air Fresheners


Most commercial air fresheners do not freshen the air at all. Instead, they mask one odor with another, coat your nasal passages with an undetectable oil film, or diminish your sense of smell with a nerve-deadening agent. For a safer alternative, you may wish to try one of the following; not only will your home smell as fresh and clean as it is, you will also find yourself feeling healthier.

*Distribute partially filled saucers of vinegar around the room or boil 1 tablespoon of white vinegar in 1 cup of water to eliminate unpleasant cooking odors.

*Boil cinnamon and cloves for a fragrant smell. For ease of cleaning, make a cheesecloth bag to contain these spices, and boil the cheesecloth bag. An excellent alternative when entertaining is to steep spiced tea or cider.

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Filed under: My Finances — brigid @ 1:59 am Comments (1)

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