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Have you heard of Second to Die Life Insurance? A second to die life insurance policy falls is a type of whole life insurance policy, but while a typical whole life insurance covers only one policy holder, second to die life insurance covers two policy holders at once – in most cases this would be a married couple. This kind of insurance policy looks at the two policy holders as if they were one insured person in that one premium is paid on the policy and the policy will not be paid until both policy holders are deceased.  You can find out much more about this kind of policy at the IFG Insurance and Investment Group website.

Other kinds of policies that are not your usual “mainstream” policies that may be a better fit for you and your circumstance are also available on the site, which proves to be a wealth or information, written by experts.  Concepts such as Life Settlements are explained in plain english with more than enough detail to answer your questions.  They also have No Medical Exam Life Insurance available, which is great for those of us that are too busy to get to the appointed doctors or love too far away.