brigidsblog.com

Have you ever heard of a “borrower’s marketplace”?  If you were looking for a home loan, this would be the best place to start!

GetSmart.com helps you do exactly that - get smart on all different kinds of loans in their world-first Borrower’s MarketPlace.  They provide a one stop shop including refinance mortgages, mortgage loans, home equity loans and Student Loans for a start!

These days home loans are getting harder to get and the market is slumping - this is not time to take chances with your finances and you really need to get the best rate you can get in these uncertain times.  Get Smart really helps you wise up financially.. getting the best deal for you.

Why not check out their home loans and see what deals they can do for you.. you have nothing to lose with their system, and perhaps everything to gain!

A frugal gift is measured first by it’s usefulness. With that in mind, the frugal mind that is, the gift actually serves two practical purposes; it is useful and saves money. Most frugal women will Below I will explore a couple of ideas for thoughtful, practical-and yes, frugal-gifts.

Fill a sturdy laundry basket with one or two boxes each: Arm and Hammer Washing Soda, 20 Mule Team Borax and a few bars of Fels-Naptha Laundry Bar Soap. Mix up one batch of the following recipe and put in a tightly sealed container. You can make a decorative container yourself from a quart mason jar and some decorative fabric banded over the top or any kind of sealed glass container. Tie with pretty ribbon. And include the following recipe. Place with the laundry detergent ingredients. (more…)

You don’t need fancy cleaners to keep your floor sparkling clean.  Try a few of the ideas below and see how proud you can be of your floors.

Vinegar. A few drops in the cleaning water will help remove grease. Dull, greasy film on no-wax linoleum can be washed away with 1/2 cup white vinegar mixed into 1/2 gallon water.

For Wood Floors: Vegetable Oil and Vinegar. Mix a 1 to 1 ratio of oil and vinegar into a solution and apply a thin coat. Rub in well.

For Painted Wooden Floors: Washing Soda. Mix 1 teaspoon washing soda into 1 gallon hot water and wash the floor with a mop, sponge, or soft bristled brush. This solution can also be used to remove mildew.  (more…)

This whole getting older thing is not for youngsters!  Where the heck did I park my car?  My best memory trick (well, my only good one, lol) is to always park in the same spot at the mall or Walmart or Target.  Really, you could be a few spaces away, but you will definitely find your vehicle!But did you know that simple memory loses like these could actually be the result of arterial blockage?  Scary, but very possibly true. 

EDTA chelation therapy might be just what you need.  It’s possible that you might have hypertension, cardiovascular disease, or yuck, coronary artery disease.  Yes, I completely get it that we are far too young for such miseries, but when I can’t find my car it all begins to make sense.  Not to mention the out of breath stuff while you (erp, I mean me!) are looking for that car! 

Yes, proper diet and exercise are definitely the start.  Unfortunately, those changes alone can’t always solve our problems. One effective solution is a chelation therapy program.   Chelation (pronounced key-LAY-shun) is the use of EDTA to bind molecules, such as metals or minerals, and “chelate”, or remove, them from the body.  In other words, it removes the bad stuff.  Which is good!

Holidays and birthdays come around whether you are living a frugally or not.  You don’t have to break your budget in order to give a gift that will not only be loved by its recipient, but also used often. 

Gift boxes or baskets make wonderful, thoughtful gifts for everyone and are only limited by your imagination.  Once you start making these up, you’ll wonder why you didn’t think of it sooner.  They are fun to make and give, can be worked into nearly every budget and can be tailored for the pickiest on your list.  Below are a few ideas to get you started.

(more…)

Home schooling can be a gratifying experience for the whole family. However, it can also be tough on your wallet. Frugal home schooling is becoming a popular term among the majority of families living on limited income or for those wanting to cut back on expenses. Below are several ways you can save money and still offer your child a wonderful education.

The Internet is a valuable source that most families can’t live without. From researching essay papers to curriculum, anything you need to search for is available online for free and right in the convenience of your own home. Online auctions are a great way to purchase used curriculum programs and books. A trip to your local library will probably fit most of your needs. Not only do you get to borrow books for free but also it makes a fun family outing. Before heading off, make a list of the books and topics you need to borrow so you don’t forget what’s needed.

(more…)

If you find yourself short of cash, you might be interested in taking out one of the payday cash loans available ont he market today.  Of course you need to be careful who you go to as there are many companies out there that don’t have a caring attitude to their lenders, and it’s easy to get stuck in a revolving credit situation that just makes things worse in the long run.

If you do need a payday loan, check out the Easy Online Payday Loan Company for payday loans you can apply for over the web, online.  You don’t even need to fax in a form to get the ball rolling on your loan, and payment of monies are lightening quick!

Payday loans can be a good option if you are caught short be a medical bill, a payday loan may be just the solution for you.  The site itself is easy to navigate, you can find all of the information you need to be fully informed about the loan and it’s requirements.  Check them out today, you will find this is a company with a difference! 

One of the most thoughtful gifts a person can give is a gift that is useful and is made with the recipient in mind.  Gifts in a Jar come in an endless variety.  You start with a wide-mouthed quart jar and layer the ingredients for a recipe.  The ingredients can be cakes, cookies, soups, pasta, or one of any number of things.  I have included two recipes to get you started.

Dream Cookies
1/2 cup orange-flavored drink mix (Tang)
3/4 cup white sugar
1 1/2 cups vanilla baking chips
1 3/4 cups all-purpose flour
1/2 teaspoon baking soda
1/2 teaspoon baking powder

(more…)

Everybody has to cook.  Some love it and others just cook out of necessity.  It is very likely someone on your gift list belongs to the first category.   Below are two ideas for perfect gift baskets for the cooks on your list.  Don’t allow yourself to be limited by just these suggestions, use your creativity and throw in whatever seems suitable.

Cook’s Basket: Fill a large stock pot or basket with a variety of cooking utensils or supplies, special seasonings, cooking spices (Italian seasoning, cumin, onion powder, garlic, oregano, thyme, etc. Toss in a cookbook if your budget allows and/or toss in some homemade recipes for taco seasoning, chicken bake coating, stuffing, whatever you can find to replace higher priced store bought mixes. A good idea might be to actually make the mixes and give them already mixed in a tightly sealed container or jar along with the recipe.

(more…)

It is normal for the film quality of old footage to deteriorate with time because of the chemicals used while developing them. However, with the use of technology and with the help of experts like Video Conversion Experts, this could be prevented.

Their 16 mm film to DVD, 8 mm Film to DVD and film transfer services are guaranteed to address the common concern of their clients which is to preserve the visual integrity of their videos. Basically, these services involve having old films restored back to their original quality and have them converted into digital format or any favorable viewing format. What makes their film transfer services even more amazing is that they make use of their own “Hollywood Restoration Technology” that has been proven to be effective in transforming old footage taken back in the 1950s into something that looks just like current commercial films.

In addition, gone are the bothersome scratches and grainy visuals that often plague old movies and video footage. Lastly, for people who really keep track of every dollar they spend, Video Conversion Experts offer their services at a flat rate leaving no room for hidden charges that are very common in many other service companies.